First Commonwealth Financial (FCF)

Currency in USD
16.34
+0.27(+1.68%)
Closed·
After Hours
16.34-0.01(-0.03%)
·
FCF Scorecard
Full Analysis
Has raised its dividend for 8 consecutive years
Unusual trading volume
Fair Value
Day's Range
16.0916.92
52 wk Range
13.5419.96
Key Statistics
Prev. Close
16.34
Open
16.5
Day's Range
16.09-16.92
52 wk Range
13.54-19.96
Volume
1.28M
Average Volume (3m)
570.6K
1-Year Change
-10.42%
Book Value / Share
14.27
Fair Value
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Fair Value Upside
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FCF Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
18.40
Upside
+12.61%
Members' Sentiments
Bearish
Bullish
ProTips
4 analysts have revised their earnings upwards for the upcoming period
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Sell
Moving Averages
Strong Sell

First Commonwealth Financial Company Profile

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company’s consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts. Its commercial banking services comprise commercial lending and leasing, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. In addition, the company offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance products; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. Further, it provides commercial and residential real estate loans, real estate construction loans, and loans to individuals, as well as commercial, financial, agricultural, and other loans. The company was founded in 1934 and is headquartered in Indiana, Pennsylvania.

Sector
Financial
Employees
1562

First Commonwealth Financial Earnings Call Summary for Q2/2025

  • Q2 2025 EPS of $0.38 beat $0.28 forecast; revenue of $130.99M exceeded $125.88M estimate; stock rose 3.05% post-earnings
  • Net interest margin expanded to 3.83%; total deposits grew 9% YTD to $10.1B; Center Bank acquisition integration boosted growth
  • Guidance: Net interest income of $110-$115M per quarter for rest of 2025; net interest margin expected to reach low to mid-3.90s by year-end
  • CEO Mike Price emphasized focus on organic growth and small acquisitions to drive future performance and market leadership
  • Risks include non-accrual commercial loan, macroeconomic pressures on loan growth, and competitive challenges in key markets
Last Updated: 30/07/2025, 19:54
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Compare FCF to Peers and Sector

Metrics to compare
FCF
Peers
Sector
Relationship
P/E Ratio
12.4x0.0x9.6x
PEG Ratio
−0.750.000.03
Price/Book
1.2x0.0x1.0x
Price / LTM Sales
3.8x0.0x2.9x
Upside (Analyst Target)
9.0%0.0%12.2%
Fair Value Upside
Unlock0.0%2.4%Unlock

Analyst Ratings

3 Buy
3 Hold
0 Sell
Ratings:
6 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 18.40
(+12.61% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.31%
Dividend Yield
3.30%
Industry Median 3.41%
Annualised payout
0.54
Paid quarterly
5-Years Growth
+4.27%
Growth Streak

Earnings

Latest Release
Jul 29, 2025
EPS / Forecast
0.38 / 0.28
Revenue / Forecast
130.99M / 125.88M
EPS Revisions
Last 90 days

FCF Income Statement

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FAQ

What Stock Exchange Does First Commonwealth Financial Trade On?

First Commonwealth Financial is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for First Commonwealth Financial?

The stock symbol for First Commonwealth Financial is "FCF."

What Is the First Commonwealth Financial Market Cap?

As of today, First Commonwealth Financial market cap is 1.71B.

What Is First Commonwealth Financial's Earnings Per Share (TTM)?

The First Commonwealth Financial EPS (TTM) is 1.31.

When Is the Next First Commonwealth Financial Earnings Date?

First Commonwealth Financial will release its next earnings report on 27 Oct 2025.

From a Technical Analysis Perspective, Is FCF a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has First Commonwealth Financial Stock Split?

First Commonwealth Financial has split 3 times.

How Many Employees Does First Commonwealth Financial Have?

First Commonwealth Financial has 1562 employees.

What is the current trading status of First Commonwealth Financial (FCF)?

As of 31 Jul 2025, First Commonwealth Financial (FCF) is trading at a price of 16.34, with a previous close of 16.34. The stock has fluctuated within a day range of 16.09 to 16.92, while its 52-week range spans from 13.54 to 19.96.
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