Intact Financial Corporation (IFC)

Currency in CAD
283.07
-3.33(-1.16%)
Closed·
IFC Scorecard
Full Analysis
Has raised its dividend for 20 consecutive years
IFC is included in our AI-picked strategies. See how they work
Fair Value
Day's Range
281.35288.33
52 wk Range
242.43317.35
Key Statistics
Bid/Ask
282.28 / 283.85
Prev. Close
286.4
Open
286.25
Day's Range
281.35-288.33
52 wk Range
242.43-317.35
Volume
326.56K
Average Volume (3m)
266.14K
1-Year Change
14.71%
Fair Value
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Fair Value Upside
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IFC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
331.46
Upside
+17.10%
Members' Sentiments
Bearish
Bullish
ProTips
RSI suggests the stock is in oversold territory
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Intact Financial Corporation Company Profile

Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, and internationally. The company offers insurance, such as personal auto that provides coverage from accidents, third-party liability, and physical damage; personal property which provides protection for homes and contents from risks, including fire, theft, vandalism, water damages, other damages, and personal liability; and commercial line and specialty line insurance which provides commercial auto, property, and liability coverages. It also provides pet and business insurance, as well as provides risk management solutions. The company serves its products to accident and health, technology, ocean and inland marine, builder’s risk, and entertainment, as well as financial services and institutions; and various products to specialty property, surety, tuition reimbursement, management liability, and cyber and environmental institutions. It offers specialty insurance products including travel insurance, brokers, direct to consumer, agencies, wholesalers, affinity group, Intact Prestige, and managing general agent platform. The company offer its products through multiple distribution channels including brokers, direct-to-consumer, and managing general agent (MGA) platforms. The company was formerly known as ING Canada Inc. and changed its name to Intact Financial Corporation in 2009. Intact Financial Corporation was founded in 1809 and is based in Toronto, Canada.

Industry
Insurance
Sector
Financial
Employees
31000
Market
Canada

Intact Financial Corporation SWOT Analysis


Market Dominance
Explore Intact Financial's position as Canada's largest P&C insurer, offering diverse products and maintaining a strong market presence
Financial Resilience
Delve into IFC's projected 13-14% ROE, benign catastrophic events, and the positive impact of rising interest rates on investment income
Valuation Insights
Discover why IFC's stock, trading at 1.13x Q4 2023 BVPS, may be undervalued by 30% based on projected operating ROE of 11.5-12% for 2024
Growth Prospects
Learn about IFC's potential for geographic expansion, innovative product development, and technology investments to drive future growth
Read full SWOT analysis

Intact Financial Corporation Earnings Call Summary for Q2/2025

  • Q2 2025 EPS of $5.23 beat expectations by 33.08%; revenue of $7.03B exceeded forecast by 3.84%
  • Stock fell 4.7% post-earnings despite strong results; company targets 10% annual growth in net operating income per share
  • Operating ROE above 16% for third consecutive quarter; book value per share up 12% year-over-year
  • Company aims for sub-95 combined ratio in personal auto and 90% in UK/international by 2026
  • Analysts raised concerns about large commercial accounts, competitive markets, and Alberta auto market challenges
Last Updated: 30/07/2025, 18:52
Read Full Transcript

Compare IFC to Peers and Sector

Metrics to compare
IFC
Peers
Sector
Relationship
P/E Ratio
21.7x12.9x9.5x
PEG Ratio
1.480.180.03
Price/Book
2.8x2.1x1.0x
Price / LTM Sales
1.7x1.3x2.8x
Upside (Analyst Target)
16.6%13.2%14.3%
Fair Value Upside
Unlock0.6%2.4%Unlock

Analyst Ratings

8 Buy
5 Hold
0 Sell
Ratings:
13 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 331.46
(+17.10% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 13.05%
Dividend Yield
1.88%
Industry Median 3.59%
Annualised payout
5.32
Paid quarterly
5-Years Growth
+9.82%
Growth Streak

Earnings

Latest Release
Jul 29, 2025
EPS / Forecast
5.23 / 3.93
Revenue / Forecast
7.03B / 6.77B
EPS Revisions
Last 90 days

IFC Income Statement

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FAQ

What Stock Exchange Does Intact Financial Trade On?

Intact Financial is listed and trades on the Toronto Stock Exchange stock exchange.

What Is the Stock Symbol for Intact Financial?

The stock symbol for Intact Financial is "IFC."

What Is the Intact Financial Market Cap?

As of today, Intact Financial market cap is 50.48B.

What Is Intact Financial's Earnings Per Share (TTM)?

The Intact Financial EPS (TTM) is 13.05.

When Is the Next Intact Financial Earnings Date?

Intact Financial will release its next earnings report on 03 Nov 2025.

From a Technical Analysis Perspective, Is IFC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Intact Financial Stock Split?

Intact Financial has split 0 times.

How Many Employees Does Intact Financial Have?

Intact Financial has 31000 employees.

What is the current trading status of Intact Financial (IFC)?

As of 03 Aug 2025, Intact Financial (IFC) is trading at a price of 283.07, with a previous close of 286.40. The stock has fluctuated within a day range of 281.35 to 288.33, while its 52-week range spans from 242.43 to 317.35.
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