Dave Inc (DAVE)

Currency in USD
198.01
-0.99(-0.50%)
Closed·
198.30+0.29(+0.15%)
·
DAVE Scorecard
Full Analysis
Net income is expected to grow this year
DAVE is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
195.38208.27
52 wk Range
31.75286.45
Key Statistics
Prev. Close
198.01
Open
198.12
Day's Range
195.38-208.27
52 wk Range
31.75-286.45
Volume
361.08K
Average Volume (3m)
573.26K
1-Year Change
402.05%
Book Value / Share
16.33
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
271.86
Upside
+37.29%
Members' Sentiments
Bearish
Bullish
ProTips
5 analysts have revised their earnings upwards for the upcoming period

Dave Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Buy
Moving Averages
Neutral

Dave Inc Company Profile

Dave Inc. provides various financial products and services through its financial services platform in the United States. The company offers Budget, personal financial management tool that helps members with budgeting, and managing income and expenses; ExtraCash, a short-term liquidity alternative, which allows members to advance funds to their account through automated clearing house network and avoid a fee; Side Hustle, a job application portal to find supplemental or temporary work; and Surveys, which allows member to take paid surveys within the Dave mobile application. It also provides Dave Banking, a digital checking and demand deposit account. Dave Inc. was founded in 2015 and is headquartered in Los Angeles, California.

Dave Inc SWOT Analysis


Financial Triumph
Dave Inc. reports impressive Q1 2025 results, with revenue soaring 47% year-over-year to $108 million, surpassing analyst expectations by 17%
Regulatory Hurdles
Explore Dave's response to FTC and DOJ scrutiny, including the shift from optional tips to mandatory fees for ExtraCash advances
AI-Driven Innovation
Delve into Dave's proprietary CashAI underwriting system, driving improved credit metrics and reduced delinquency rates in real-time assessments
Analyst Optimism
Average price target of $151, with Citizens Bank setting a high of $200, reflecting confidence in Dave's growth potential and market position
Read full SWOT analysis

Dave Inc Earnings Call Summary for Q2/2025

  • Dave Inc's Q2 2025 EPS of $3.14 surpassed $1.49 forecast; revenue hit $131.7M, up 64% YoY despite 12.91% stock drop
  • Full-year revenue guidance raised to $505M-$515M; adjusted EBITDA outlook increased to $180M-$190M
  • Strategic partnership announced with Coastal Community Bank; new $3 monthly subscription model implemented
  • Adjusted EBITDA tripled YoY to $50.9M; GAAP net income up 42% to $9.1M; non-GAAP gross margin at 70%
  • Company addressing data aggregator fee changes and third-party reporting issues affecting delinquencies
Last Updated: 06/08/2025, 14:48
Read Full Transcript

Compare DAVE to Peers and Sector

Metrics to compare
DAVE
Peers
Sector
Relationship
P/E Ratio
48.5x−2.0x9.8x
PEG Ratio
0.690.000.03
Price/Book
12.3x2.5x1.0x
Price / LTM Sales
6.2x4.7x2.9x
Upside (Analyst Target)
39.2%12.5%9.9%
Fair Value Upside
Unlock5.0%0.8%Unlock

Analyst Ratings

7 Buy
0 Hold
0 Sell
Ratings:
7 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 271.86
(+37.29% Upside)

Earnings

Latest Release
Aug 06, 2025
EPS / Forecast
3.14 / 1.49
Revenue / Forecast
131.70M / 112.83M
EPS Revisions
Last 90 days

DAVE Income Statement

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FAQ

What Stock Exchange Does Dave Inc Trade On?

Dave Inc is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Dave Inc?

The stock symbol for Dave Inc is "DAVE."

What Is the Dave Inc Market Cap?

As of today, Dave Inc market cap is 2.72B.

What Is Dave Inc's Earnings Per Share (TTM)?

The Dave Inc EPS (TTM) is 4.25.

When Is the Next Dave Inc Earnings Date?

Dave Inc will release its next earnings report on 04 Nov 2025.

From a Technical Analysis Perspective, Is DAVE a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has Dave Inc Stock Split?

Dave Inc has split 1 times.

How Many Employees Does Dave Inc Have?

Dave Inc has 274 employees.

What is the current trading status of Dave Inc (DAVE)?

As of 26 Aug 2025, Dave Inc (DAVE) is trading at a price of 198.01, with a previous close of 198.01. The stock has fluctuated within a day range of 195.38 to 208.27, while its 52-week range spans from 31.75 to 286.45.
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