Vanquis Banking Group PLC (VANQ)

Currency in GBP
77.90
-7.40(-8.68%)
Closed·
Unusual trading volume
Trading near 52-week Low
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Fair Value
Day's Range
77.9091.00
52 wk Range
77.90132.00
Key Statistics
Bid/Ask
70.00 / 82.90
Prev. Close
85.3
Open
91
Day's Range
77.9-91
52 wk Range
77.9-132
Volume
7.83M
Average Volume (3m)
900.93K
1-Year Change
-20.9137%
Fair Value
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Fair Value Upside
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VANQ Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
151.67
Upside
+94.69%
Members' Sentiments
Bearish
Bullish
ProTips
RSI suggests the stock is in oversold territory

Vanquis Banking Group PLC News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Analyst Ratings

3 Buy
0 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 151.67
(+94.69% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Berenberg
Buy1.45+86.14%1.65MaintainJul 31, 2026

Vanquis Banking Group PLC Earnings Call Summary for H1/2026

  • Vanquis H1 statutory profit before tax rose 44% YoY to £8.9M, but shares plunged 27.52% to $83.5 on margin concerns and softer outlook.
  • Net interest margin compressed to 15.0% from 16.2% in H2 2025; credit card utilization by existing customers fell short of internal expectations.
  • Company cut medium-term return targets, now expecting single-digit ROTE in 2026, low double-digits in 2027, and mid-teens by 2028.
  • Operating costs fell 8% YoY, improving cost-to-income ratio to 53.1%; gross customer balances climbed 24% YoY to £3.01B despite headwinds.
  • Management plans modest dividend resumption with FY 2026 results and will lower target CET1 ratio to above 12% from 2027 to free capital for growth.
Last Updated: 30/07/2026, 09:48
Read Full Transcript

Earnings

Latest Release
Jul 30, 2026
EPS / Forecast
0.02 / --
Revenue / Forecast
237.5M / --
EPS Revisions
Last 90 days

VANQ Income Statement

Compare VANQ to Peers and Sector

Metrics to compare
VANQ
Peers
Sector
Relationship
P/E Ratio
28.5x10.0x10.0x
PEG Ratio
0.270.050.03
Price/Book
0.4x0.9x1.0x
Price / LTM Sales
0.8x2.3x2.9x
Upside (Analyst Target)
75.8%21.8%13.9%
Fair Value Upside
Unlock1.2%2.8%Unlock

Vanquis Banking Group plc engages in the provision of personal credit products to the non-standard lending market in the United Kingdom and the Republic of Ireland. The company offers credit cards, saving account, vehicle finance, loans, and mortgages. It also operates Snoop, a fintech app, that uses open banking to help users save money and manage their finances. Vanquis Banking Group plc was formerly known as Provident Financial plc and changed its name to Vanquis Banking Group plc in March 2023. The company was founded in 1880 and is headquartered in Bradford, the United Kingdom.

Sector
Financial
Employees
1294

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
110.76M44.25%127.60M
Other Institutional Investors
119.00M47.54%137.09M
Public Companies & Retail Investors
20.57M8.22%23.69M
Total
250.33M100.00%288.38M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Schroder Investment Management Limited11.25%28,154,70632,434
Redwood Capital Management, LLC11.21%28,059,67832,325

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FAQ

What Is the Vanquis Banking (VANQ) Stock Price Today?

The Vanquis Banking stock price today is 77.90 GBP.

What Stock Exchange Does Vanquis Banking Trade On?

Vanquis Banking is listed and trades on the London Stock Exchange.

What Is the Stock Symbol for Vanquis Banking?

The stock symbol for Vanquis Banking is "VANQ."

What Is the Vanquis Banking Market Cap?

As of today, Vanquis Banking market cap is 213.53M GBP.

What Is Vanquis Banking's Earnings Per Share (TTM)?

The Vanquis Banking EPS (TTM) is 0.03.

When Is the Next Vanquis Banking Earnings Date?

Vanquis Banking will release its next earnings report on Jul 30, 2026.

From a Technical Analysis Perspective, Is VANQ a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Vanquis Banking Stock Split?

Vanquis Banking has split 4 times.

How Many Employees Does Vanquis Banking Have?

Vanquis Banking has 1294 employees.

What is the current trading status of Vanquis Banking (VANQ)?

As of Jul 31, 2026, Vanquis Banking (VANQ) is trading at a price of 77.90 GBP, with a previous close of 85.30 GBP. The stock has fluctuated within a day range of 77.90 GBP to 91.00 GBP, while its 52-week range spans from 77.90 GBP to 132.00 GBP.

What Is Vanquis Banking (VANQ) Price Target According to Analysts?

The average 12-month price target for Vanquis Banking is 151.67 GBP, with a high estimate of 160 GBP and a low estimate of 145 GBP. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +94.69% Upside potential.
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