Consumer Portfolio Services Inc (CPSS)

Currency in USD
8.020
+0.040(+0.50%)
Closed·
After Hours
8.0200.000(0.00%)
·
CPSS Scorecard
Full Analysis
Stock has fared poorly over the last month
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Fair Value
Day's Range
7.9508.070
52 wk Range
7.80012.730
Key Statistics
Prev. Close
7.98
Open
7.95
Day's Range
7.95-8.07
52 wk Range
7.8-12.73
Volume
10.96K
Average Volume (3m)
17.19K
1-Year Change
-6.09%
Book Value / Share
13.92
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Analysts Sentiment
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Members' Sentiments
Bearish
Bullish
ProTips
Liquid assets exceed short term obligations
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Sell
Technical Indicators
Sell
Moving Averages
Sell

Consumer Portfolio Services Inc Company Profile

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was incorporated in 1991 and is based in Las Vegas, Nevada.

Sector
Financial
Employees
943

Consumer Portfolio Services Inc Earnings Call Summary for Q4/2024

  • CPSS Q4 2024 EPS of $0.79 beat $0.31 forecast; revenue of $105.3M exceeded expectations by $2.13M
  • Revenue up 14% YoY; net income down to $19.2M from $45.3M in 2023; fair value portfolio increased 22% to $3.714B
  • Company focuses on AI innovations, tightened credit models, and expanded dealer relationships for future growth
  • CPSS projects aggressive growth in 2025, anticipating improved credit performance from 2024 vintages
  • Stock rose 0.74% post-earnings; analysts set $18 price target, deeming it fairly valued
Last Updated: 26/02/2025, 19:44
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Compare CPSS to Peers and Sector

Metrics to compare
CPSS
Peers
Sector
Relationship
P/E Ratio
9.0x−0.6x9.5x
PEG Ratio
−0.20−0.050.03
Price/Book
0.6x1.5x1.0x
Price / LTM Sales
0.9x1.4x2.8x
Upside (Analyst Target)
87.0%6.7%13.1%
Fair Value Upside
Unlock−15.9%1.9%Unlock

Earnings

Latest Release
May 12, 2025
EPS / Forecast
0.19 / --
Revenue / Forecast
106.90M / --
EPS Revisions
Last 90 days

CPSS Income Statement

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FAQ

What Stock Exchange Does Consumer Portfolio Services Trade On?

Consumer Portfolio Services is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Consumer Portfolio Services?

The stock symbol for Consumer Portfolio Services is "CPSS."

What Is the Consumer Portfolio Services Market Cap?

As of today, Consumer Portfolio Services market cap is 172.91M.

What Is Consumer Portfolio Services's Earnings Per Share (TTM)?

The Consumer Portfolio Services EPS (TTM) is 0.90.

When Is the Next Consumer Portfolio Services Earnings Date?

Consumer Portfolio Services will release its next earnings report on 27 Oct 2025.

From a Technical Analysis Perspective, Is CPSS a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Consumer Portfolio Services Stock Split?

Consumer Portfolio Services has split 1 times.

How Many Employees Does Consumer Portfolio Services Have?

Consumer Portfolio Services has 943 employees.

What is the current trading status of Consumer Portfolio Services (CPSS)?

As of 09 Aug 2025, Consumer Portfolio Services (CPSS) is trading at a price of 8.02, with a previous close of 7.98. The stock has fluctuated within a day range of 7.95 to 8.07, while its 52-week range spans from 7.80 to 12.73.
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