Regional Management Corp (RM)

Currency in USD
34.24
-0.09(-0.26%)
Real-time Data·
RM Scorecard
Full Analysis
4 analysts have revised their earnings downwards for the upcoming period
RM is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
34.0034.63
52 wk Range
25.4137.52
Key Statistics
Prev. Close
34.33
Open
34.57
Day's Range
34-34.63
52 wk Range
25.41-37.52
Volume
11.8K
Average Volume (3m)
45.31K
1-Year Change
15.75%
Book Value / Share
36.59
Fair Value
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Fair Value Upside
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RM Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
39.75
Upside
+16.09%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Buy
Technical Indicators
Buy
Moving Averages
Buy

Regional Management Corp Company Profile

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large loans, and related payment and collateral protection insurance products. The company also provides optional payment and collateral protection insurance relating to its loan products, including credit life insurance, accident and health insurance, involuntary unemployment insurance, and personal property insurance; and reinsurance services. In addition, its loans are sourced through branches, direct mail campaigns, digital partners, and consumer website. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina.

Sector
Financial
Employees
2131

Regional Management Corp Earnings Call Summary for Q2/2025

  • Regional Management beats Q2 2025 EPS by 43.06%, reporting $1.03 vs $0.72 forecast; revenue hits $157M, up 10% YoY
  • Net income rises 20% YoY to $10.1M; record total originations of $510M, up 20% YoY, reflect strong operational performance
  • Stock declines 0.45% in aftermarket despite earnings beat; company valued at attractive P/E ratio of 9.14
  • Full-year net income guidance of $42M-$45M; plans to open 5-10 new branches in next six months for accelerated growth
  • CEO highlights positive momentum and strategic positioning; company maintains 'GOOD' financial health score of 2.59
Last Updated: 31/07/2025, 00:06
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Compare RM to Peers and Sector

Metrics to compare
RM
Peers
Sector
Relationship
P/E Ratio
9.7x13.1x9.5x
PEG Ratio
0.270.070.03
Price/Book
0.9x2.0x1.0x
Price / LTM Sales
0.6x1.1x2.8x
Upside (Analyst Target)
15.1%24.2%13.1%
Fair Value Upside
Unlock7.7%1.7%Unlock

Analyst Ratings

2 Buy
4 Hold
0 Sell
Ratings:
6 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 39.75
(+16.09% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 3.61%
Dividend Yield
3.50%
Industry Median 3.46%
Annualised payout
1.20
Paid quarterly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Jul 30, 2025
EPS / Forecast
1.03 / 0.72
Revenue / Forecast
157.44M / 151.76M
EPS Revisions
Last 90 days

RM Income Statement

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FAQ

What Stock Exchange Does Regional Management Trade On?

Regional Management is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for Regional Management?

The stock symbol for Regional Management is "RM."

What Is the Regional Management Market Cap?

As of today, Regional Management market cap is 335.52M.

What Is Regional Management's Earnings Per Share (TTM)?

The Regional Management EPS (TTM) is 3.61.

When Is the Next Regional Management Earnings Date?

Regional Management will release its next earnings report on 03 Nov 2025.

From a Technical Analysis Perspective, Is RM a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Regional Management Stock Split?

Regional Management has split 0 times.

How Many Employees Does Regional Management Have?

Regional Management has 2131 employees.

What is the current trading status of Regional Management (RM)?

As of 07 Aug 2025, Regional Management (RM) is trading at a price of 34.24, with a previous close of 34.33. The stock has fluctuated within a day range of 34.00 to 34.63, while its 52-week range spans from 25.41 to 37.52.
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