Encore Capital Group Inc (ECPG)

Currency in USD
39.20
-0.24(-0.61%)
Closed·
After Hours
39.25+0.05(+0.13%)
·
ECPG Scorecard
Full Analysis
Net income is expected to grow this year
ECPG is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
38.6839.76
52 wk Range
26.4551.77
Key Statistics
Prev. Close
39.44
Open
39.44
Day's Range
38.68-39.76
52 wk Range
26.45-51.77
Volume
399.65K
Average Volume (3m)
257.9K
1-Year Change
-11.98%
Book Value / Share
38.37
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
ECPG Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
57.25
Upside
+46.05%
Members' Sentiments
Bearish
Bullish
ProTips
Significant return over the last week

Encore Capital Group Inc News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Buy
Moving Averages
Strong Buy

Encore Capital Group Inc Company Profile

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

Sector
Financial
Employees
7350

Encore Capital Group Inc SWOT Analysis


Debt Recovery Surge
Encore Capital Group's Q1 2024 results showcase robust growth in collections and purchasing volumes, particularly in the U.S. market
Financial Resilience
Strong Adjusted EBITDA of $325 million surpasses expectations, highlighting operational efficiency despite CECL accounting challenges
Market Dynamics
Explore Encore's strategic positioning in a favorable U.S. debt recovery landscape, contrasted with UK market challenges
Future Outlook
Analyst price targets around $60 reflect confidence in Encore's growth potential, despite interest expense concerns impacting EPS estimates
Read full SWOT analysis

Encore Capital Group Inc Earnings Call Summary for Q2/2025

  • Q2 EPS of $2.49, up 86% YoY, beat estimates by 79.1%; revenue rose 24% to $442M, exceeding forecasts by 15.3%
  • Net income surged 82% to $59M; stock price increased 2.16% in aftermarket trading to $37.43
  • Raised global collections guidance to 15.5% growth, targeting $2.5B; expects global portfolio purchasing to exceed $1.35B in 2025
  • Strong US market supply due to high lending and charge-off rates; European market faces challenges with subdued consumer lending
  • Interest expense expected to remain high at $285M; company maintains focus on debt resolution and consumer engagement strategies
Last Updated: 07/08/2025, 08:50
Read Full Transcript

Compare ECPG to Peers and Sector

Metrics to compare
ECPG
Peers
Sector
Relationship
P/E Ratio
−10.1x−0.7x9.5x
PEG Ratio
−0.190.080.03
Price/Book
1.0x2.0x1.0x
Price / LTM Sales
0.6x0.9x2.8x
Upside (Analyst Target)
43.3%21.5%13.3%
Fair Value Upside
Unlock33.6%1.6%Unlock

Analyst Ratings

4 Buy
1 Hold
0 Sell
Ratings:
5 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 57.25
(+46.05% Upside)

Earnings

Latest Release
Aug 06, 2025
EPS / Forecast
2.49 / 1.39
Revenue / Forecast
442.12M / 383.42M
EPS Revisions
Last 90 days

ECPG Income Statement

People Also Watch

37.72
EXEL
+0.88%
8.51
PAGS
+3.78%
44.55
ACIW
+1.85%
139.57
DORM
+3.61%
67.60
KTB
+5.64%

FAQ

What Stock Exchange Does Encore Capital Trade On?

Encore Capital is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Encore Capital?

The stock symbol for Encore Capital is "ECPG."

What Is the Encore Capital Market Cap?

As of today, Encore Capital market cap is 905.05M.

What Is Encore Capital's Earnings Per Share (TTM)?

The Encore Capital EPS (TTM) is -3.75.

When Is the Next Encore Capital Earnings Date?

Encore Capital will release its next earnings report on 28 Oct 2025.

From a Technical Analysis Perspective, Is ECPG a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Encore Capital Stock Split?

Encore Capital has split 0 times.

How Many Employees Does Encore Capital Have?

Encore Capital has 7350 employees.

What is the current trading status of Encore Capital (ECPG)?

As of 08 Aug 2025, Encore Capital (ECPG) is trading at a price of 39.20, with a previous close of 39.44. The stock has fluctuated within a day range of 38.68 to 39.76, while its 52-week range spans from 26.45 to 51.77.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.