OppFi Inc (OPFI)

Currency in USD
10.790
-0.110(-1.01%)
Closed·
10.800+0.010(+0.09%)
·
OPFI Scorecard
Full Analysis
Net income is expected to grow this year
OPFI is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
10.63011.035
52 wk Range
3.93017.728
Key Statistics
Prev. Close
10.79
Open
11
Day's Range
10.63-11.035
52 wk Range
3.93-17.728
Volume
1.22M
Average Volume (3m)
1.26M
1-Year Change
134.06%
Book Value / Share
0.15
Fair Value
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Fair Value Upside
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OPFI Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
14.167
Upside
+31.29%
Members' Sentiments
Bearish
Bullish
ProTips
4 analysts have revised their earnings upwards for the upcoming period

OppFi Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Neutral
Moving Averages
Sell

OppFi Inc Company Profile

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. The company was founded in 2012 and is based in Chicago, Illinois.

Employees
445

OppFi Inc SWOT Analysis


Strategic Expansion
Explore OppFi's bold move into SMB lending through its Bitty Advance acquisition, diversifying its portfolio and unlocking new growth avenues
Financial Resilience
Delve into OppFi's impressive Q1 2024 performance, with adjusted EPS estimates raised to $0.61 for 2024 and a maintained $5.00 price target
Credit Stabilization
Learn how OppFi's improved credit performance and operating leverage are driving profitability and positioning the company for future growth
Market Positioning
Discover OppFi's unique position in the non-prime lending market and its potential to capitalize on favorable industry trends and economic indicators
Read full SWOT analysis

OppFi Inc Earnings Call Summary for Q2/2025

  • OpFi beats Q2 2025 expectations with EPS of $0.45, revenue of $142M; stock surges 16.9% pre-market
  • Revenue up 13% YoY, adjusted net income rises 59%; LOLA app launch aims to boost operational efficiency
  • Full-year 2025 guidance: revenue $578M-$605M, adjusted net income $125M-$130M, EPS $1.39-$1.44
  • CEO touts strong performance; CFO highlights capital-efficient growth through Model Six expansion
  • Analysts raise concerns about margin structure, macroeconomic pressures, and potential stock repurchases
Last Updated: 06/08/2025, 15:08
Read Full Transcript

Compare OPFI to Peers and Sector

Metrics to compare
OPFI
Peers
Sector
Relationship
P/E Ratio
−9.1x−7.5x9.6x
PEG Ratio
0.01−0.210.03
Price/Book
70.6x0.7x1.0x
Price / LTM Sales
2.9x1.3x2.8x
Upside (Analyst Target)
29.7%−11.2%11.3%
Fair Value Upside
Unlock−3.3%0.9%Unlock

Analyst Ratings

2 Buy
1 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 14.167
(+31.29% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS -1.46%
Dividend Yield
2.32%
Industry Median 0.73%
Annualised payout
0.25
Paid unevenly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Aug 06, 2025
EPS / Forecast
0.45 / 0.30
Revenue / Forecast
142.44M / 141.19M
EPS Revisions
Last 90 days

OPFI Income Statement

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FAQ

What Stock Exchange Does OppFi Trade On?

OppFi is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for OppFi?

The stock symbol for OppFi is "OPFI."

What Is the OppFi Market Cap?

As of today, OppFi market cap is 942.03M.

What Is OppFi's Earnings Per Share (TTM)?

The OppFi EPS (TTM) is -1.46.

When Is the Next OppFi Earnings Date?

OppFi will release its next earnings report on 05 Nov 2025.

From a Technical Analysis Perspective, Is OPFI a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has OppFi Stock Split?

OppFi has split 0 times.

How Many Employees Does OppFi Have?

OppFi has 445 employees.

What is the current trading status of OppFi (OPFI)?

As of 13 Aug 2025, OppFi (OPFI) is trading at a price of 10.79, with a previous close of 10.79. The stock has fluctuated within a day range of 10.63 to 11.04, while its 52-week range spans from 3.93 to 17.73.
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