Horace Mann Educators Corporation (HMN)

Currency in USD
45.15
0.00(0.00%)
Real-time Data·
HMN Scorecard
Full Analysis
Has raised its dividend for 15 consecutive years
HMN is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
44.7045.26
52 wk Range
33.0046.31
Key Statistics
Prev. Close
45.15
Open
44.89
Day's Range
44.7-45.26
52 wk Range
33-46.31
Volume
-
Average Volume (3m)
249.76K
1-Year Change
31.17%
Book Value / Share
33.36
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
HMN Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
49.00
Upside
+8.53%
Members' Sentiments
Bearish
Bullish
ProTips
3 analysts have revised their earnings downwards for the upcoming period
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Strong Sell
Moving Averages
Buy

Horace Mann Educators Corporation Company Profile

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; standard auto coverage including liability, collision, and comprehensive; and property coverage for homeowners and renters. The Life & Retirement segment markets tax-qualified fixed, fixed indexed, and variable annuities; the Horace Mann Retirement Advantage open architecture platform and other defined contribution plans; traditional term, whole life insurance products, and indexed universal life (IUL) products. This segment also offers Life by Design, a portfolio of individual whole life and individual term insurance products that address the financial planning needs of educators; Life Select, a combination product that mixes a base of either traditional whole life, 20-pay life, or life paid-up at age 65 with a variety of term riders; single premium whole life products; and cash value term. The Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverages. The company offers individual protection and savings solutions, including auto insurance, property insurance, liability insurance, 403(b) retirement plans, mutual funds, life insurance, student loan solutions, credit monitoring, and financial wellness workshops. It distributes its products and services through agents, brokers, and benefit specialists, as well as direct and digital channels. The company was founded in 1945 and is headquartered in Springfield, Illinois.

Industry
Insurance
Sector
Financial
Employees
1750

Horace Mann Educators Corporation SWOT Analysis


Educator-Focused Insure
Horace Mann's specialized approach to the educator market sets it apart, but also presents unique challenges and opportunities in the competitive insurance landscape
Financial Health Check
Explore Horace Mann's robust liquidity metrics, consistent dividend growth, and recent earnings outperformance, balanced against modest forward growth projections
Strategic Expansion
Delve into Horace Mann's acquisitions and product diversification efforts, including a new cancer offering, aimed at enhancing market reach and customer retention
Future Outlook
Learn about Horace Mann's EPS guidance of $3.60 to $3.90 for FY2025, its pursuit of double-digit ROE, and upcoming investor day, with analyst price targets around $44
Read full SWOT analysis

Horace Mann Educators Corporation Earnings Call Summary for Q2/2025

  • Q2 2025 EPS of $1.06 beat forecast by 79.66%; revenue of $411.7M exceeded expectations by 33.76%
  • Stock price rose 2.78% to $42.34; company maintains strong financial health with 3.02 current ratio
  • Full-year 2025 EPS guidance increased to $4.15-$4.45; aiming for 10% average compound annual growth in core EPS
  • Strategic partnerships and technological innovations highlighted as growth drivers; focus on educator market segment
  • CEO emphasized fair pricing strategy and expressed confidence in delivering sustained market-leading growth
Last Updated: 07/08/2025, 20:54
Read Full Transcript

Compare HMN to Peers and Sector

Metrics to compare
HMN
Peers
Sector
Relationship
P/E Ratio
13.1x10.6x9.8x
PEG Ratio
0.180.010.03
Price/Book
1.4x1.6x1.0x
Price / LTM Sales
1.1x1.2x2.9x
Upside (Analyst Target)
8.5%11.0%9.9%
Fair Value Upside
Unlock5.2%0.9%Unlock

Analyst Ratings

2 Buy
2 Hold
0 Sell
Ratings:
4 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 49.00
(+8.53% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 3.39%
Dividend Yield
3.10%
Industry Median 3.16%
Annualised payout
1.40
Paid quarterly
5-Years Growth
+3.27%
Growth Streak

Earnings

Latest Release
Aug 06, 2025
EPS / Forecast
1.06 / 0.59
Revenue / Forecast
411.70M / 307.80M
EPS Revisions
Last 90 days

HMN Income Statement

People Also Watch

38.24
EXEL
-0.27%
68.48
NXT
-0.14%
204.21
LOPE
+0.16%
161.83
EAT
+6.57%
169.79
LRN
+2.06%

FAQ

What Stock Exchange Does Horace Mann Educators Trade On?

Horace Mann Educators is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for Horace Mann Educators?

The stock symbol for Horace Mann Educators is "HMN."

What Is the Horace Mann Educators Market Cap?

As of today, Horace Mann Educators market cap is 1.84B.

What Is Horace Mann Educators's Earnings Per Share (TTM)?

The Horace Mann Educators EPS (TTM) is 3.39.

When Is the Next Horace Mann Educators Earnings Date?

Horace Mann Educators will release its next earnings report on 29 Oct 2025.

From a Technical Analysis Perspective, Is HMN a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Horace Mann Educators Stock Split?

Horace Mann Educators has split 1 times.

How Many Employees Does Horace Mann Educators Have?

Horace Mann Educators has 1750 employees.

What is the current trading status of Horace Mann Educators (HMN)?

As of 27 Aug 2025, Horace Mann Educators (HMN) is trading at a price of 45.15, with a previous close of 45.15. The stock has fluctuated within a day range of 44.70 to 45.26, while its 52-week range spans from 33.00 to 46.31.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.