MidWestOne Financial Group Inc (MOFG)

Currency in USD
39.49
-0.25(-0.63%)
Closed·
39.51+0.02(+0.05%)
·
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Fair Value
Day's Range
39.4040.03
52 wk Range
24.6240.25
Key Statistics
Prev. Close
39.74
Open
39.96
Day's Range
39.4-40.03
52 wk Range
24.62-40.25
Volume
173.37K
Average Volume (3m)
237.44K
1-Year Change
20.61%
Book Value / Share
29.27
Fair Value
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Fair Value Upside
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MOFG Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
36.75
Downside
-6.94%
Members' Sentiments
Bearish
Bullish
ProTips
2 analysts have revised their earnings downwards for the upcoming period
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Sell
Technical Indicators
Strong Sell
Moving Averages
Neutral

MidWestOne Financial Group Inc Company Profile

MidWestOne Financial Group, Inc. operates as the bank holding company for MidWestOne Bank that provides commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers. The company offers various deposit products, including noninterest bearing and interest bearing demand deposits, demand and interest checking, savings, money market, and time deposits accounts. It also provides commercial, real estate, agricultural, credit card, and consumer loans; and financing arrangements, such as brokered deposits, term debt, subordinated debt, and equity. In addition, it offers private wealth and investment services comprising administering estates, trusts, and conservatorships; property and farm management, investment advisory, retail securities brokerage, financial planning, and custodial services; and licensed broker services. Further, the company provides treasury management, Zelle, online and mobile banking, debit cards, automated teller machines, and safe deposit boxes. MidWestOne Financial Group, Inc. was founded in 1934 and is headquartered in Iowa City, Iowa.

Sector
Financial
Employees
757

MidWestOne Financial Group Inc Earnings Call Summary for Q2/2025

  • MidWestOne reported Q3 2025 EPS of $0.87, beating forecasts by 8.75%, while revenue of $61.26 million missed expectations by 2.85%; stock surged 38.74% following the announcement.
  • Net interest income increased by $2.5 million to $50 million, with core loan portfolio yield rising 10 basis points to 5.70%, demonstrating improved operational efficiency.
  • Management forecasts net interest margin expansion of 4-5 basis points per quarter and anticipates two 25 basis point Fed funds cuts in Q4 2025.
  • CEO Chip Reeves emphasized quality over size with 'Better is better, not bigger is better' strategy, while the company pursues M&A opportunities and geographic expansion.
  • Potential challenges include revenue execution issues, CRE sector risks including a $24 million credit issue, and pressure on margins from high deposit costs.
Last Updated: 20/11/2025, 14:56
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Compare MOFG to Peers and Sector

Metrics to compare
MOFG
Peers
Sector
Relationship
P/E Ratio
13.8x11.1x9.5x
PEG Ratio
0.090.440.03
Price/Book
1.3x1.2x1.0x
Price / LTM Sales
3.6x3.5x2.8x
Upside (Analyst Target)
−15.8%18.2%14.3%
Fair Value Upside
Unlock−1.6%1.4%Unlock

Analyst Ratings

2 Buy
2 Hold
0 Sell
Ratings:
4 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 36.75
(-6.94% Downside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.81%
Dividend Yield
2.44%
Industry Median 3.23%
Annualised payout
0.97
Paid quarterly
5-Years Growth
+2.38%
Growth Streak

Earnings

Latest Release
Oct 23, 2025
EPS / Forecast
0.87 / 0.80
Revenue / Forecast
61.26M / 63.06M
EPS Revisions
Last 90 days

MOFG Income Statement

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FAQ

What Is the MidWestOne (MOFG) Premarket Price Today?

The MidWestOne (MOFG) premarket price is 40.11. Premarket price change units: 0.37. Premarket percentage change: 0.93%. Premarket volume: 40.00. Current date: 02 Dec 2025. Previous close: 39.74

What Stock Exchange Does MidWestOne Trade On?

MidWestOne is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for MidWestOne?

The stock symbol for MidWestOne is "MOFG."

What Is the MidWestOne (MOFG) Afterhours Price Today? (Afterhours variable test: 39.51) Current Date: 02 Dec 2025

After hours price: 39.51. After hours price change (units): 0.02. Price change percentage: 0.05%

What Is the MidWestOne Market Cap?

As of today, MidWestOne market cap is 814.79M.

What Is MidWestOne's Earnings Per Share (TTM)?

The MidWestOne EPS (TTM) is 2.81.

When Is the Next MidWestOne Earnings Date?

MidWestOne will release its next earnings report on 21 Jan 2026.

From a Technical Analysis Perspective, Is MOFG a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has MidWestOne Stock Split?

MidWestOne has split 4 times.

How Many Employees Does MidWestOne Have?

MidWestOne has 757 employees.

What is the current trading status of MidWestOne (MOFG)?

As of 02 Dec 2025, MidWestOne (MOFG) is trading at a price of 39.49, with a previous close of 39.74. The stock has fluctuated within a day range of 39.40 to 40.03, while its 52-week range spans from 24.62 to 40.25.

What Is MidWestOne (MOFG) Price Target According to Analysts?

The average 12-month price target for MidWestOne is USD36.75, with a high estimate of USD50 and a low estimate of USD30. 2 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an -6.94% Downside potential.

What Is the MOFG Premarket Price?

MOFG's last pre-market stock price is 40.11. The pre-market share volume is 40.00, and the stock has decreased by 0.37, or 0.93%.

What Is the MOFG After Hours Price?

MOFG's last after hours stock price is 39.51, the stock has decreased by 0.02, or 0.05%.
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