Chime Financial Inc (CHYM)

Currency in USD
21.86
+1.17(+5.65%)
Closed·
21.42-0.44(-2.01%)
·
Earnings results expected in 9 days
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Fair Value
Day's Range
20.9021.98
52 wk Range
15.8835.34
Key Statistics
Prev. Close
20.69
Open
21
Day's Range
20.9-21.98
52 wk Range
15.88-35.34
Volume
5.55M
Average Volume (3m)
5.43M
1-Year Change
-36.7294%
Book Value / Share
3.75
Fair Value
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Fair Value Upside
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CHYM Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
29.85
Upside
+36.55%
Members' Sentiments
Bearish
Bullish
ProTips
Not profitable over the last twelve months

Chime Financial Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

17 Buy
3 Hold
0 Sell
Ratings:
20 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 29.85
(+36.55% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Freedom Capital
Buy26.00+18.94%-New CoverageJul 23, 2026
BMO Capital
Buy28.00+28.09%30.00MaintainJul 22, 2026
Barclays
Buy---New CoverageJul 07, 2026
Morgan Stanley
Buy31.00+41.81%30.00MaintainMay 07, 2026
Wells Fargo
Buy28.00+28.09%25.00MaintainMay 07, 2026

Chime Financial Inc Earnings Call Summary for Q1/2026

  • Chime Financial posted Q1 2026 EPS of $0.13 vs. forecast of -$0.08, marking first GAAP profitable quarter with $53M net income.
  • Revenue grew 25% YoY to $647M, surpassing guidance; adjusted EBITDA reached $119M with 18% margin reflecting strong cost management.
  • Stock surged 4.52% to $20.79 in regular trading, continuing gains in aftermarket as investors responded to profitability milestone.
  • Full-year 2026 revenue guidance raised to $2.66B-$2.69B (22-23% growth); Q2 revenue expected at $633M-$643M with 16% EBITDA margin.
  • Launched Chime Prime targeting higher-earning members as part of strategic growth initiatives to expand engagement and market share.
Last Updated: 07/05/2026, 00:16
Read Full Transcript

Earnings

Latest Release
May 06, 2026
EPS / Forecast
0.13 / -0.08
Revenue / Forecast
647M / --
EPS Revisions
Last 90 days

CHYM Income Statement

Compare CHYM to Peers and Sector

Metrics to compare
CHYM
Peers
Sector
Relationship
P/E Ratio
−8.7x46.9x10.1x
PEG Ratio
0.010.350.03
Price/Book
5.8x6.0x1.0x
Price / LTM Sales
3.6x4.3x2.9x
Upside (Analyst Target)
40.2%20.9%14.4%
Fair Value Upside
Unlock5.5%2.7%Unlock

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
49.30M12.94%1.02B
Other Institutional Investors
366.51M87.06%7.58B
Public Companies & Retail Investors
0.000.00%0.00
Total
415.8M100.00%8.6B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
DST Global13.72%52,268,7151,081,440
DST Global VI, L.P.6.28%23,924,810495,004

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FAQ

What Is the Chime Financial (CHYM) Stock Price Today?

The Chime Financial stock price today is 21.86 USD.

What Stock Exchange Does Chime Financial Trade On?

Chime Financial is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Chime Financial?

The stock symbol for Chime Financial is "CHYM."

What Is the Chime Financial (CHYM) Afterhours Price Today? (Afterhours variable test: 21.42) Current Date: Jul 27, 2026

After hours price: 21.42. After hours price change (units): -0.44. Price change percentage: -2.01%

What Is the Chime Financial Market Cap?

As of today, Chime Financial market cap is 7.88B USD.

What Is Chime Financial's Earnings Per Share (TTM)?

The Chime Financial EPS (TTM) is -3.04.

When Is the Next Chime Financial Earnings Date?

Chime Financial will release its next earnings report on Aug 05, 2026.

From a Technical Analysis Perspective, Is CHYM a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Chime Financial Stock Split?

Chime Financial has split 0 times.

How Many Employees Does Chime Financial Have?

Chime Financial has 1519 employees.

What is the current trading status of Chime Financial (CHYM)?

As of Jul 27, 2026, Chime Financial (CHYM) is trading at a price of 21.86 USD, with a previous close of 20.69 USD. The stock has fluctuated within a day range of 20.90 USD to 21.98 USD, while its 52-week range spans from 15.88 USD to 35.34 USD.

What Is Chime Financial (CHYM) Price Target According to Analysts?

The average 12-month price target for Chime Financial is 29.85 USD, with a high estimate of 40 USD and a low estimate of 21 USD. 17 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +36.55% Upside potential.

What Is the CHYM Premarket Price?

CHYM's last pre-market stock price is 20.54 USD. The pre-market share volume is 170.00, and the stock has decreased by -0.15, or -0.72%.

What Is the CHYM After Hours Price?

CHYM's last after hours stock price is 21.42 USD, the stock has decreased by -0.44, or -2.01%.
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