Chime Financial Inc (CHYM)

Currency in USD
20.17
+0.53(+2.70%)
Closed·
20.14-0.03(-0.15%)
·
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Fair Value
Day's Range
19.4120.52
52 wk Range
16.1744.94
Key Statistics
Prev. Close
19.64
Open
19.51
Day's Range
19.41-20.52
52 wk Range
16.17-44.94
Volume
2.22M
Average Volume (3m)
3.56M
1-Year Change
-
Book Value / Share
3.88
Fair Value
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Fair Value Upside
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CHYM Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
31.36
Upside
+55.46%
Members' Sentiments
Bearish
Bullish
ProTips
Net income is expected to drop this year

Chime Financial Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Chime Financial Inc Company Profile

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions. It offers Chime, a banking application for providing mobile banking services that address the need of people, such as their spending, saving, accessing liquidity, building credit, savings and perks, community, and support and security. Chime Financial, Inc. was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is based in San Francisco, California.

Chime Financial Inc Earnings Call Summary for Q3/2025

  • Chime Financial reported Q3 2025 revenue of $572-582 million, up 29% YoY, with adjusted EBITDA margin improving 9 percentage points to 5%, driving stock up 7.36% to $18.25
  • The company raised full-year guidance to $2.163-2.173 billion in revenue and $113-118 million in adjusted EBITDA, with Q4 gross margin expected to approach 90%
  • Chime successfully completed migration to its proprietary Chime Core technology platform, which CEO Chris Britt highlighted as a key differentiator from competitors
  • New product launches including joint accounts, custodial accounts, and investment services are planned, while maintaining flat headcount for 2026
  • Q3 earnings per share reached $0.15, exceeding analyst expectations, as the company continues targeting Americans earning up to $100,000 annually
Last Updated: 06/11/2025, 00:32
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Compare CHYM to Peers and Sector

Metrics to compare
CHYM
Peers
Sector
Relationship
P/E Ratio
−7.7x14.9x9.5x
PEG Ratio
-0.020.03
Price/Book
5.2x2.7x1.0x
Price / LTM Sales
3.7x3.4x2.8x
Upside (Analyst Target)
63.6%34.9%13.9%
Fair Value Upside
Unlock7.7%0.7%Unlock

Analyst Ratings

10 Buy
5 Hold
0 Sell
Ratings:
15 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 31.36
(+55.46% Upside)

Earnings

Latest Release
Nov 05, 2025
EPS / Forecast
0.15 / --
Revenue / Forecast
544.00M / --
EPS Revisions
Last 90 days

CHYM Income Statement

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FAQ

What Stock Exchange Does Chime Financial Trade On?

Chime Financial is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Chime Financial?

The stock symbol for Chime Financial is "CHYM."

What Is the Chime Financial (CHYM) Afterhours Price Today? (Afterhours variable test: 20.14) Current Date: 28 Nov 2025

After hours price: 20.14. After hours price change (units): -0.03. Price change percentage: -0.15%

What Is the Chime Financial Market Cap?

As of today, Chime Financial market cap is 7.56B.

What Is Chime Financial's Earnings Per Share (TTM)?

The Chime Financial EPS (TTM) is -6.22.

When Is the Next Chime Financial Earnings Date?

Chime Financial will release its next earnings report on 04 Feb 2026.

From a Technical Analysis Perspective, Is CHYM a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Chime Financial Stock Split?

Chime Financial has split 0 times.

What is the current trading status of Chime Financial (CHYM)?

As of 28 Nov 2025, Chime Financial (CHYM) is trading at a price of 20.17, with a previous close of 19.64. The stock has fluctuated within a day range of 19.41 to 20.52, while its 52-week range spans from 16.17 to 44.94.

What Is Chime Financial (CHYM) Price Target According to Analysts?

The average 12-month price target for Chime Financial is USD31.35714, with a high estimate of USD40 and a low estimate of USD19. 10 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +55.46% Upside potential.

What Is the CHYM After Hours Price?

CHYM's last after hours stock price is 20.14, the stock has decreased by -0.03, or -0.15%.
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