Navient Corp (NAVI)

Currency in USD
12.66
-0.28(-2.16%)
Closed·
After Hours
12.660.00(0.00%)
·
NAVI Scorecard
Full Analysis
Management has been aggressively buying back shares
High dividend Yield
Fair Value
Day's Range
12.4912.84
52 wk Range
10.5316.97
Key Statistics
Prev. Close
12.66
Open
12.8
Day's Range
12.49-12.84
52 wk Range
10.53-16.97
Volume
936.07K
Average Volume (3m)
800.5K
1-Year Change
-17.47%
Book Value / Share
25.35
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
NAVI Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
14.40
Upside
+13.74%
Members' Sentiments
Bearish
Bullish
ProTips
Stock has taken a big hit over the last week

Navient Corp News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Navient Corp Company Profile

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. It owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.

Sector
Financial
Employees
2100

Navient Corp SWOT Analysis


Strategic Shifts
Explore Navient's recent sale of its healthcare BPS segment and aggressive cost-cutting plan, signaling a major restructuring effort amid industry challenges
Regulatory Landscape
Delve into Navient's $120 million settlement with CFPB and ongoing regulatory scrutiny, highlighting the complex legal environment for student loan servicers
Market Dynamics
Learn how declining FFELP Trust repayment rates and potential Fed rate cuts could impact Navient's profitability and Net Interest Margin
Future Outlook
Analysts set an average price target of $11, reflecting mixed views on Navient's ability to navigate strategic changes and capitalize on market opportunities
Read full SWOT analysis

Navient Corp Earnings Call Summary for Q2/2025

  • Q2 2025 EPS of $0.20 missed forecast by $0.09; revenue slightly below expectations at $164 million
  • Loan originations doubled, exceeding $1 billion in H1 2025; full-year guidance raised from $1.8 billion to $2.2 billion
  • Full-year EPS guidance maintained at $0.95-$1.05; targeting low to mid-teens return on equity
  • Focus on graduate student loan market; exploring capital-light strategies amid potential federal loan program changes
  • Strong liquidity with current ratio of 9.88; market cap at $1.36 billion; stock fell 1.38% in pre-market trading
Last Updated: 30/07/2025, 15:26
Read Full Transcript

Compare NAVI to Peers and Sector

Metrics to compare
NAVI
Peers
Sector
Relationship
P/E Ratio
38.1x−0.8x9.5x
PEG Ratio
−0.490.060.03
Price/Book
0.5x0.7x1.0x
Price / LTM Sales
2.2x2.4x2.8x
Upside (Analyst Target)
14.5%26.8%14.3%
Fair Value Upside
Unlock−0.5%2.3%Unlock

Analyst Ratings

1 Buy
7 Hold
2 Sell
Ratings:
10 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 14.40
(+13.74% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 0.32%
Dividend Yield
5.06%
Industry Median 3.46%
Annualised payout
0.64
Paid quarterly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Jul 30, 2025
EPS / Forecast
0.20 / 0.29
Revenue / Forecast
164.00M / 164.51M
EPS Revisions
Last 90 days

NAVI Income Statement

People Also Watch

48.91
DIOD
-0.93%
75.92
ATKR
-1.43%
7.820
COMP
-1.51%
67.53
SYF
-3.07%
46.55
SNV
-1.46%

FAQ

What Stock Exchange Does Navient Trade On?

Navient is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Navient?

The stock symbol for Navient is "NAVI."

What Is the Navient Market Cap?

As of today, Navient market cap is 1.26B.

What Is Navient's Earnings Per Share (TTM)?

The Navient EPS (TTM) is 0.32.

When Is the Next Navient Earnings Date?

Navient will release its next earnings report on 27 Oct 2025.

From a Technical Analysis Perspective, Is NAVI a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Navient Stock Split?

Navient has split 3 times.

How Many Employees Does Navient Have?

Navient has 2100 employees.

What is the current trading status of Navient (NAVI)?

As of 04 Aug 2025, Navient (NAVI) is trading at a price of 12.66, with a previous close of 12.66. The stock has fluctuated within a day range of 12.49 to 12.84, while its 52-week range spans from 10.53 to 16.97.

What Is Navient (NAVI) Price Target According to Analysts?

The average 12-month price target for Navient is USD14.4, with a high estimate of USD18 and a low estimate of USD10. 1 analysts recommend buying the stock, while 2 suggest selling, leading to an overall rating of Neutral. The stock has an +13.74% Upside potential.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.