Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services and other service providers, their customers, and asset investors in the United States, Israel, and the Cayman Islands. The company develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. The company was incorporated in 2016 and is headquartered in New York, New York.
Fintech Innovato | Pagaya Technologies leverages AI-driven technology to revolutionize consumer finance, partnering with lending institutions for efficient scaling and improved margins |
Growth Trajectory | Explore Pagaya's impressive revenue growth and projected profitability, with analysts forecasting a 20% CAGR and GAAP profitability by Q1 2025 |
Strategic Partnerships | Delve into Pagaya's collaboration with Klarna, potentially generating over $1 billion in originations and expanding into point-of-sale financing for major retailers |
Market Outlook | Analysts maintain bullish ratings with price targets ranging from $13.75 to $46, citing Pagaya's unique business model and potential for significant operating leverage |
Metrics to compare | PGY | Sector Sector - Average of metrics from a broad group of related Technology sector companies | Relationship RelationshipPGYPeersSector | |
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P/E Ratio | −10.0x | −12.1x | 11.7x | |
PEG Ratio | 0.12 | −0.76 | 0.01 | |
Price/Book | 7.7x | 1.3x | 2.4x | |
Price / LTM Sales | 2.5x | 2.7x | 2.2x | |
Upside (Analyst Target) | 5.7% | 53.9% | 17.2% | |
Fair Value Upside | Unlock | 17.6% | 3.6% | Unlock |