Pagaya (PGY)

Currency in USD
27.190
-3.130(-10.32%)
Closed·
26.750-0.440(-1.62%)
·
PGY Scorecard
Full Analysis
Stock has taken a big hit over the last week
PGY is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
27.09131.540
52 wk Range
8.20044.990
Key Statistics
Prev. Close
30.32
Open
30.6
Day's Range
27.091-31.54
52 wk Range
8.2-44.99
Volume
7.55M
Average Volume (3m)
4.26M
1-Year Change
152.23%
Book Value / Share
4.84
Fair Value
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Fair Value Upside
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PGY Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
40.500
Upside
+48.95%
Members' Sentiments
Bearish
Bullish
ProTips
Stock price movements are quite volatile

Pagaya News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Pagaya Company Profile

Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services and other service providers, their customers, and asset investors in the United States, Israel, and the Cayman Islands. The company develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. The company was incorporated in 2016 and is headquartered in New York, New York.

Pagaya SWOT Analysis


Fintech Innovato
Pagaya Technologies leverages AI-driven technology to revolutionize consumer finance, partnering with lending institutions for efficient scaling and improved margins
Growth Trajectory
Explore Pagaya's impressive revenue growth and projected profitability, with analysts forecasting a 20% CAGR and GAAP profitability by Q1 2025
Strategic Partnerships
Delve into Pagaya's collaboration with Klarna, potentially generating over $1 billion in originations and expanding into point-of-sale financing for major retailers
Market Outlook
Analysts maintain bullish ratings with price targets ranging from $13.75 to $46, citing Pagaya's unique business model and potential for significant operating leverage
Read full SWOT analysis

Pagaya Earnings Call Summary for Q2/2025

  • Q2 2025 EPS of $0.64 beat forecast by 392%, revenue up 30% YoY to $326M, stock surged 15.88% pre-market
  • Network volume grew 14% YoY to $2.6B, adjusted EBITDA up 72% YoY, marking second consecutive profitable quarter
  • 2025 outlook: Network volumes $10.5-11.5B, revenue $1.25-1.325B, adjusted EBITDA $345-370M
  • CEO targets 2x capacity expansion in 18 months, emphasizes technological advantages supporting partner growth
  • Analysts revise earnings estimates upward; company faces potential risks from economic uncertainty and competition
Last Updated: 07/08/2025, 18:12
Read Full Transcript

Compare PGY to Peers and Sector

Metrics to compare
PGY
Peers
Sector
Relationship
P/E Ratio
−7.4x−24.0x12.1x
PEG Ratio
0.09−0.060.01
Price/Book
5.7x2.5x2.4x
Price / LTM Sales
1.8x4.6x2.4x
Upside (Analyst Target)
43.4%25.8%16.7%
Fair Value Upside
Unlock23.4%3.8%Unlock

Analyst Ratings

9 Buy
1 Hold
0 Sell
Ratings:
10 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 40.500
(+48.95% Upside)

Earnings

Latest Release
Aug 07, 2025
EPS / Forecast
0.64 / 0.13
Revenue / Forecast
326.40M / 311.96M
EPS Revisions
Last 90 days

PGY Income Statement

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FAQ

What Stock Exchange Does Pagaya Trade On?

Pagaya is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Pagaya?

The stock symbol for Pagaya is "PGY."

What Is the Pagaya Market Cap?

As of today, Pagaya market cap is 2.08B.

What Is Pagaya's Earnings Per Share (TTM)?

The Pagaya EPS (TTM) is -3.77.

When Is the Next Pagaya Earnings Date?

Pagaya will release its next earnings report on 09 Nov 2025.

From a Technical Analysis Perspective, Is PGY a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Pagaya Stock Split?

Pagaya has split 1 times.

How Many Employees Does Pagaya Have?

Pagaya has 524 employees.

What is the current trading status of Pagaya (PGY)?

As of 12 Oct 2025, Pagaya (PGY) is trading at a price of 27.190, with a previous close of 30.32. The stock has fluctuated within a day range of 27.091 to 31.540, while its 52-week range spans from 8.200 to 44.990.
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