Pagaya (PGY)

Currency in USD
36.880
-0.840(-2.23%)
Closed·
36.910+0.030(+0.08%)
·
PGY Scorecard
Full Analysis
5 analysts have revised their earnings upwards for the upcoming period
PGY is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
36.56038.855
52 wk Range
8.20041.480
Key Statistics
Prev. Close
37.72
Open
38.74
Day's Range
36.56-38.855
52 wk Range
8.2-41.48
Volume
3.71M
Average Volume (3m)
3.25M
1-Year Change
151.74%
Book Value / Share
4.84
Fair Value
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Fair Value Upside
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PGY Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
40.500
Upside
+9.82%
Members' Sentiments
Bearish
Bullish
ProTips
Significant return over the last week

Pagaya News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Buy
Technical Indicators
Buy
Moving Averages
Buy

Pagaya Company Profile

Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services and other service providers, their customers, and asset investors in the United States, Israel, and the Cayman Islands. The company develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. The company was incorporated in 2016 and is headquartered in New York, New York.

Pagaya SWOT Analysis


Fintech Innovato
Pagaya Technologies leverages AI-driven technology to revolutionize consumer finance, partnering with lending institutions for efficient scaling and improved margins
Growth Trajectory
Explore Pagaya's impressive revenue growth and projected profitability, with analysts forecasting a 20% CAGR and GAAP profitability by Q1 2025
Strategic Partnerships
Delve into Pagaya's collaboration with Klarna, potentially generating over $1 billion in originations and expanding into point-of-sale financing for major retailers
Market Outlook
Analysts maintain bullish ratings with price targets ranging from $13.75 to $46, citing Pagaya's unique business model and potential for significant operating leverage
Read full SWOT analysis

Pagaya Earnings Call Summary for Q2/2025

  • Q2 2025 EPS of $0.64 beat forecast by 392%, revenue up 30% YoY to $326M, stock surged 15.88% pre-market
  • Network volume grew 14% YoY to $2.6B, adjusted EBITDA up 72% YoY, marking second consecutive profitable quarter
  • 2025 outlook: Network volumes $10.5-11.5B, revenue $1.25-1.325B, adjusted EBITDA $345-370M
  • CEO targets 2x capacity expansion in 18 months, emphasizes technological advantages supporting partner growth
  • Analysts revise earnings estimates upward; company faces potential risks from economic uncertainty and competition
Last Updated: 07/08/2025, 18:12
Read Full Transcript

Compare PGY to Peers and Sector

Metrics to compare
PGY
Peers
Sector
Relationship
P/E Ratio
−10.0x−12.1x11.7x
PEG Ratio
0.12−0.760.01
Price/Book
7.7x1.3x2.4x
Price / LTM Sales
2.5x2.7x2.2x
Upside (Analyst Target)
5.7%53.9%17.2%
Fair Value Upside
Unlock17.6%3.6%Unlock

Analyst Ratings

9 Buy
1 Hold
0 Sell
Ratings:
10 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 40.500
(+9.82% Upside)

Earnings

Latest Release
Aug 07, 2025
EPS / Forecast
0.64 / 0.13
Revenue / Forecast
326.40M / 311.96M
EPS Revisions
Last 90 days

PGY Income Statement

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FAQ

What Stock Exchange Does Pagaya Trade On?

Pagaya is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Pagaya?

The stock symbol for Pagaya is "PGY."

What Is the Pagaya Market Cap?

As of today, Pagaya market cap is 2.83B.

What Is Pagaya's Earnings Per Share (TTM)?

The Pagaya EPS (TTM) is -3.76.

When Is the Next Pagaya Earnings Date?

Pagaya will release its next earnings report on 05 Nov 2025.

From a Technical Analysis Perspective, Is PGY a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Pagaya Stock Split?

Pagaya has split 1 times.

How Many Employees Does Pagaya Have?

Pagaya has 524 employees.

What is the current trading status of Pagaya (PGY)?

As of 30 Aug 2025, Pagaya (PGY) is trading at a price of 36.880, with a previous close of 37.72. The stock has fluctuated within a day range of 36.560 to 38.855, while its 52-week range spans from 8.200 to 41.480.
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